Can I still rent an Apartment with a credit score under 550?

Austin, TX- Is you credit score under 550? Average credit score can be anywhere from 300 to 850. Scores above 800 are regarded as exceptional; 740-799 are very good; 670-739 are acceptable; and 580-669 are reasonable, though this can vary by lender or insurer. Getting less than 580 is seen as subpar. To a large extent, your credit score shouldn’t affect your ability to rent an apartment if...

Buydown interest rates is the new seller strategy

Buydown interest rates? It goes without saying that purchasing a home is a costly endeavor. Obtaining a mortgage entails agreeing to pay for the privilege of borrowing money in addition to the purchase price of the home. When you’re ready to apply for a loan, there is something you can do to make sure your mortgage payments are more reasonable in the future, in spite of that it could seem...

In America, access to credit is not shared evenly

In America, access to credit is not shared evenly. The possibility of receiving credit varies according to a person’s age, race, ethnicity, gender, and degree of income. The greatest credit cards with low rates and generous benefits are frequently only available to those with high credit scores, who also have access to the lowest-interest loans. However, some demographics are less likely to have the...

Facebook housing group SPAM and SCAMS you need to know about in 2024

Austin, TX— Facebook housing group scams continue to be a menace in today’s market. The real estate world saw an uptick in business with the recent housing boom that ultimately came to an end in June of 2022 in the Austin area. But scammers that took advantage of the chaos haven’t gone anywhere. Especially in Facebook housing groups like “Austin – Monthly Rentals and Flexible Stays-housing,...

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